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Cut the Risk. Unlock Insights.

synthetic customer

insights

research

feedback

insights

insights

research

feedback

insights

for financial products

Test ideas, UX, and messaging with secure, behavior-based user simulations

Try early - join our waitlist

Privacy-first by design.

Test like code – fast, repeatable, and compliant.

20× faster than traditional research. Zero real-user data needed.

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THE PROBLEM WITH USER RESEARCH

THE PROBLEM WITH USER RESEARCH

Why UX Research breaks down in regulated industries

Why UX Research breaks down in regulated industries

Why UX Research breaks down in regulated industries

Traditional research is too slow, risky, and disconnected from fast-moving roadmaps. In finance, compliance and complexity make things even worse leaving product teams flying blind.

Traditional research is too slow, risky, and disconnected from fast-moving roadmaps. In finance, compliance and complexity make things even worse leaving product teams flying blind.

Traditional research is too slow, risky, and disconnected from fast-moving roadmaps. In finance, compliance and complexity make things even worse leaving product teams flying blind.

Time-Consuming

Recruiting real users — like investors, policyholders, or SMB clients — takes weeks. That delays roadmap bets, onboarding experiments, and growth initiatives.

Expensive

Each interview costs €200+ and adds operational overhead (legal reviews, NDAs, moderation). It’s hard to justify for rapid iteration or testing multiple options.

Hard to Access Users

Financial personas are hard to reach: affluent clients, crypto investors, or insured users. Outreach is slow and often impossible due to privacy rules.

Low-Quality Output

Incentivized testers often don’t match your actual users. That leads to weak signals — which means PMs and designers make decisions based on gut feel.

Not Scalable

You can’t test 8 onboarding flows or 12 investment feature variations in a week. So ideas go live without validation — or get stuck in internal debates.

Legally Restricted

Compliance rules often block direct user outreach. In regulated finance, banking, and insurtech, even simple surveys or prototype tests can trigger legal reviews.

THE SOLUTION

THE SOLUTION

Digital twins of your users.
Instant validation, 24/7.

Digital twins of your users.
Instant validation, 24/7.

Digital twins of your users.
Instant validation, 24/7.

Validate with confidence no privacy risk, no legal blockers, no panel logistics.

Validate with confidence no privacy risk, no legal blockers, no panel logistics.

Validate with confidence no privacy risk, no legal blockers, no panel logistics.

Realistic User Twins

Simulated finance users — from first-time investors to policyholders and SMB CFOs. Built from behavioral science, psychographics, and anonymized market data. Always-on, always secure.

Realistic User Twins

Simulated finance users — from first-time investors to policyholders and SMB CFOs. Built from behavioral science, psychographics, and anonymized market data. Always-on, always secure.

Realistic User Twins

Simulated finance users — from first-time investors to policyholders and SMB CFOs. Built from behavioral science, psychographics, and anonymized market data. Always-on, always secure.

Run Qual. Interviews

Get real feedback on complex flows — onboarding, transactions, KYC, dashboards — without writing scripts or recruiting users. Insights are structured and audit-ready.

Run Qual. Interviews

Get real feedback on complex flows — onboarding, transactions, KYC, dashboards — without writing scripts or recruiting users. Insights are structured and audit-ready.

Run Qual. Interviews

Get real feedback on complex flows — onboarding, transactions, KYC, dashboards — without writing scripts or recruiting users. Insights are structured and audit-ready.

Insights in Minutes

No red tape. No NDAs. No delays. Run rapid user tests on new features, messages, and journeys — whenever you need direction. Fully compliant, fully on-demand.

Insights in Minutes

No red tape. No NDAs. No delays. Run rapid user tests on new features, messages, and journeys — whenever you need direction. Fully compliant, fully on-demand.

Insights in Minutes

No red tape. No NDAs. No delays. Run rapid user tests on new features, messages, and journeys — whenever you need direction. Fully compliant, fully on-demand.

THE USECASES

THE USECASES

Validate product decisions with real finance users at every stage of the lifecycle.

Validate product decisions with real finance users at every stage of the lifecycle.

Validate product decisions with real finance users at every stage of the lifecycle.

From early ideas to shipping compliant features, userhive brings instant insight into what finance users think, want, and need without compromising speed or privacy.

From early ideas to shipping compliant features, userhive brings instant insight into what finance users think, want, and need without compromising speed or privacy.

From early ideas to shipping compliant features, userhive brings instant insight into what finance users think, want, and need without compromising speed or privacy.

  • Test Jobs-to-be-Done

  • Idea Validation

  • Product Concept Testing

  • UX & Copy Feedback

  • Test Jobs-to-be-Done

  • Idea Validation

  • Product Concept Testing

  • UX & Copy Feedback

  • Test Jobs-to-be-Done

  • Idea Validation

  • Product Concept Testing

  • UX & Copy Feedback

  • Problem Validation

  • Value Prop Testing

  • Persona Creation

  • Feature Prioritization

  • Problem Validation

  • Value Prop Testing

  • Persona Creation

  • Feature Prioritization

  • Problem Validation

  • Value Prop Testing

  • Persona Creation

  • Feature Prioritization

Product

Product

How it works

How it works

How it works

Generate personas, validate fintech ideas, and test real-world finance journeys in minutes, not weeks.

Generate personas, validate fintech ideas, and test real-world finance journeys in minutes, not weeks.

Generate personas, validate fintech ideas, and test real-world finance journeys in minutes, not weeks.

Digital Customer Twin

Build risk-aware finance personas instantly
Simulate realistic finance users like first-time investors, digital bankers, or CFOs built on behavioral data, psychographic traits, and finance-specific segments. Always-on and privacy-safe.

AI-generated user persona showing a digital customer twin with demographic and behavioral attributes for synthetic user research using userhive
AI-generated user persona showing a digital customer twin with demographic and behavioral attributes for synthetic user research using userhive
AI-generated user persona showing a digital customer twin with demographic and behavioral attributes for synthetic user research using userhive
Userhive interface for defining research goals and concepts to generate structured AI user interviews for UX and product validation
Userhive interface for defining research goals and concepts to generate structured AI user interviews for UX and product validation
Userhive interface for defining research goals and concepts to generate structured AI user interviews for UX and product validation

Research Goals & Key Questions

Ask what matters from compliance to conversion
Explore trust barriers, user confusion, value perception, and usability. Our engine generates sharp, regulation-sensitive interview prompts helping your team validate faster without rewriting scripts.

AI Insights

Go from opinion to insight instantly
Turn 100s of user twin interviews into clear themes: drop-off reasons, trust gaps, pricing sensitivity, or segment needs. No waiting. No legal risk.

AI-generated insight summary from simulated user interviews using userhive, showing key pain points, feature requests, strengths, and improvement areas
AI-generated insight summary from simulated user interviews using userhive, showing key pain points, feature requests, strengths, and improvement areas
AI-generated insight summary from simulated user interviews using userhive, showing key pain points, feature requests, strengths, and improvement areas

TECH

TECH

How We Do It

How We Do It

How We Do It

We combine behavioral science, multi-agent LLM orchestration, and context-aware AI to simulate realistic financial user interviews—so you get actionable insight, fast, and fully compliant.

We combine behavioral science, multi-agent LLM orchestration, and context-aware AI to simulate realistic financial user interviews—so you get actionable insight, fast, and fully compliant.

We combine behavioral science, multi-agent LLM orchestration, and context-aware AI to simulate realistic financial user interviews—so you get actionable insight, fast, and fully compliant.

01

Behavioral User Simulation

  • Simulates finance-relevant traits: trust, risk, etc.

  • Built on behavioral science + finance psychographics

  • Mirrors authentic motivations and decision-making patterns

01

Behavioral User Simulation

  • Simulates finance-relevant traits: trust, risk, etc.

  • Built on behavioral science + finance psychographics

  • Mirrors authentic motivations and decision-making patterns

01

Behavioral User Simulation

  • Simulates finance-relevant traits: trust, risk, etc.

  • Built on behavioral science + finance psychographics

  • Mirrors authentic motivations and decision-making patterns

02

Multi-Agent AI Workflow

  • Agents for compliant scripts and interview logic

  • Uses best-fit LLMs (e.g. GPT, Claude, etc.) per task

  • Runs interviews and insight generation in parallel, at scale

02

Multi-Agent AI Workflow

  • Agents for compliant scripts and interview logic

  • Uses best-fit LLMs (e.g. GPT, Claude, etc.) per task

  • Runs interviews and insight generation in parallel, at scale

02

Multi-Agent AI Workflow

  • Agents for compliant scripts and interview logic

  • Uses best-fit LLMs (e.g. GPT, Claude, etc.) per task

  • Runs interviews and insight generation in parallel, at scale

03

Context-Aware Inputs via RAG

  • Injects your company data: CRM notes, research repository, support transcripts, etc.

  • Uses Retrieval-Augmented Generation for specificity

  • Keeps user feedback tied to your audience and tone

03

Context-Aware Inputs via RAG

  • Injects your company data: CRM notes, research repository, support transcripts, etc.

  • Uses Retrieval-Augmented Generation for specificity

  • Keeps user feedback tied to your audience and tone

03

Context-Aware Inputs via RAG

  • Injects your company data: CRM notes, research repository, support transcripts, etc.

  • Uses Retrieval-Augmented Generation for specificity

  • Keeps user feedback tied to your audience and tone

04

Structured Output You Can Use

  • Summarizes user pain points, reactions, objections, and insights

  • Structured by decision type: prioritization, design, etc.

  • Ready to plug into your backlog, roadmap, or UX flow

04

Structured Output You Can Use

  • Summarizes user pain points, reactions, objections, and insights

  • Structured by decision type: prioritization, design, etc.

  • Ready to plug into your backlog, roadmap, or UX flow

04

Structured Output You Can Use

  • Summarizes user pain points, reactions, objections, and insights

  • Structured by decision type: prioritization, design, etc.

  • Ready to plug into your backlog, roadmap, or UX flow

FAQ'S

FAQ'S

Got a quick question?

We're here to help you make the right decision. Explore our frequently asked questions and find answers below.

How do you ensure accuracy?

We combine multiple AI agents, finance-specific personas, and behavioral science to simulate real customer behavior. Each persona is grounded in compliance-safe data and validated financial psychology — making results reliable for high-stakes environments.

How do you ensure accuracy?

We combine multiple AI agents, finance-specific personas, and behavioral science to simulate real customer behavior. Each persona is grounded in compliance-safe data and validated financial psychology — making results reliable for high-stakes environments.

How do you ensure accuracy?

We combine multiple AI agents, finance-specific personas, and behavioral science to simulate real customer behavior. Each persona is grounded in compliance-safe data and validated financial psychology — making results reliable for high-stakes environments.

What are common use cases?

What are common use cases?

What are common use cases?

Why not just use ChatGPT?

Why not just use ChatGPT?

Why not just use ChatGPT?

Can I feed in my own company data?

Can I feed in my own company data?

Can I feed in my own company data?

How often can I run research?

How often can I run research?

How often can I run research?

KEY TAKEAWAYS

KEY TAKEAWAYS

De-Risk Finance Decisions with Validated User Signals

De-Risk Finance Decisions with Validated User Signals

De-Risk Finance Decisions with Validated User Signals

Test product flows, copy, and new features using simulated finance users.
Stay compliant while uncovering clear customer demand instantly.

Test product flows, copy, and new features using simulated finance users.
Stay compliant while uncovering clear customer demand instantly.

Test product flows, copy, and new features using simulated finance users.
Stay compliant while uncovering clear customer demand instantly.

  • Validate Without Legal Risk

  • Move Fast Without Skipping Research

  • Insights From Regulated User Segments

  • Cut Research Costs, Stay Compliant

  • Reliable Signals for Finance Teams

  • Validate Without Legal Risk

  • Move Fast Without Skipping Research

  • Insights From Regulated User Segments

  • Cut Research Costs, Stay Compliant

  • Reliable Signals for Finance Teams

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Start Testing Smarter.
Simulate Your Users Today.

Generate fast, scalable, and real insights with AI-powered user simulations. No recruiting, no delays just instant clarity.

Join our waitlist now!

logo

Start Testing Smarter.
Simulate Your Users Today.

Generate fast, scalable, and real insights with AI-powered user simulations. No recruiting, no delays just instant clarity.

Join our waitlist now!

logo

Start Testing Smarter.
Simulate Your Users Today.

Generate fast, scalable, and real insights with AI-powered user simulations. No recruiting, no delays just instant clarity.

Join our waitlist now!